Your pension usually sits outside of your estate, so it could present a way to tax-efficiently pass on wealth when you pass away. Yet, many people aren’t aware, and it could mean some haven’t taken steps to name a beneficiary. Read this article to discover why your pension should be part of your estate plan.
Read MoreThe State Pension has increased by 8.5% in 2024/25. With the Personal Allowance and Income Tax thresholds frozen until 2028, more pensioners might need to consider how their rising income could affect their tax liability.
Read MoreA survey of financial advisers has revealed that running out of money is one of the biggest retirement fears. Seeking professional advice could help you feel more confident about your finances and decisions.
Read MoreOver the last few months, you’ve read about some of the areas you might want to consider if you’re nearing retirement, such as whether you’d like to phase into retirement and your lifestyle goals. Now, read about how financial planning could help you bring everything together.
Read MoreWhat do you need to do to invest successfully? Choosing the “right” assets might come to mind first. However, one important aspect you might overlook is your behaviour and mindset. Read our useful guide to discover which investment behaviours could improve outcomes.
Read MoreIf you want to know how the 2024 Spring Budget affects you, here are all the winners and losers from the chancellor’s latest fiscal announcement.
Read MoreThe chancellor has delivered the government’s Spring Budget. Here’s a useful summary of the key measures Jeremy Hunt announced in his statement.
Read MoreYou’re probably familiar with ABBA classics like ‘Dancing Queen’ and ‘Waterloo’, but did you know the Swedish band’s songs contain some valuable financial planning lessons? You can download this useful guide to learn more about the iconic foursome and the surprising things you could take from their lyrics.
Read MoreIf you’re nearing retirement, how you access your pension is an important decision. One of your options may be to purchase an annuity to create a regular income. This useful guide explains what you need to know to assess if an annuity could be right for you.
Read MoreThe end of the 2023/24 tax year is just weeks away. With many allowances resetting, here are seven you might want to review your use of before 5 April 2024 to potentially reduce tax liability and help your money go further.
Read MoreWith interest rates higher than they have been in the last decade, finding a mortgage deal that’s right for you could save you money over the long run. Read this blog to find out how you could improve your chances of securing a competitive interest rate.
Read MoreWhile financial planning often starts with your aspirations and long-term plans, getting to grips with numbers, like your income and value of assets, is essential. It could help you create a realistic financial plan that supports your goals.
Read MoreWhile the chancellor cut National Insurance rates in the Autumn Statement, “stealth taxes” could mean your tax liability still increases in the coming years. Find out why here.
Read MoreA survey suggests millions of pension savers have never updated their contributions, investment choices, or target retirement date. It could mean they’re missing out on potential pension growth, leaving their retirement less secure.
Read MoreIn 2023/24, your pension Annual Allowance is up to £60,000 compared to £40,000 in the previous tax year. If you haven’t reviewed whether it could be worthwhile to increase your contributions following the rise, read this article to discover why it could be financially savvy.
Read MoreIf you’re planning your retirement, one of the first questions you might want to consider is: how will you retire? A phased approach could help you strike a work-life balance that suits you and might offer other benefits too.
Read MoreThese 10 bucket list-worthy destinations might inspire you to start planning your next holiday, whether you want to go on an adventure or unwind in paradise. If you love to travel and experience new cultures, this guide is perfect for you.
Read MoreYour home may be one of the largest assets you have. With property wealth often inaccessible, you may be considering using equity release to unlock some of the money tied up in your home.
Read MoreYour home may be one of your largest assets and could play a crucial role in your long-term finances. There’s more than one way to unlock property wealth later in life, including downsizing and equity release. Find out more about these options here.
Read MoreWhile you can choose to write a will without professional legal advice, it may mean you’re more likely to make a mistake. With Will Aid taking place in November, it might be the perfect time to write a will if you haven’t already done so.
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