Figures suggest more people are gifting assets to loved ones to reduce a potential Inheritance Tax bill. However, while it might seem like a simple solution, there are factors you may want to consider first.
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The majority of people say financial security is their biggest retirement dream. With so many other goals dependent on money, it’s not surprising. Yet, research suggests reality could fall short for some retirees.
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Pension reforms mean you could save more into your pension tax-efficiently. The change has spurred some high earners to return to work or consider working for longer. Find out why you might want to review your retirement plan here.
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Once you’ve created a financial plan, reviews become an important part of keeping you on track. Read three reasons why they play an essential role in managing your finances here.
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Withdrawing a flexible income from pensions has become a popular option among retirees. Yet, it comes with challenges too, and you may need to consider how to balance short- and long-term needs. This useful guide explains some of the key factors you might want to consider before you start taking an income.
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There’s more than one way to pass on wealth to your loved ones to help them reach their goals. This useful guide explains the pros and cons of gifting, using a trust, and leaving an inheritance. It could help you pass on assets effectively to support the next generation.
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While lifespans have increased, a longevity expert says focusing on health and wellbeing in your later years is just as important. Daily habits to improve your mental and physical health could boost your “healthspan”.
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As property prices have increased, more people are thinking of using buy-to-let to build long-term wealth. But before you purchase a second property, read about three essential taxes you need to understand.
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There are lots of myths about Inheritance Tax that could lead to your loved ones suffering a larger bill than you expect. Discover seven common misconceptions and what you need to consider to effectively pass on wealth here.
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Government spending on the State Pension is predicted to soar over the coming decades. It could lead to significant challenges for retirees, with half of those under 50 believing the State Pension may not provide an income when they retire. Find out more here.
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While a common retirement fear is spending too much, underspending is a challenge too. For some retirees, being too frugal could mean they miss out on enjoying the next chapter of their life despite working hard to create financial security.
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While investing could help grow your wealth, it does come with risks. Assessing how much risk is appropriate for you is crucial, so learn five important questions to help you create an accurate risk profile.
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As interest rates soar, many homeowners are finding their outgoings will rise when their current mortgage deal ends. This useful guide explains how remortgaging could save you money and is packed with practical tips to help you through the process.
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Over the last year, inflation has been high and it could be eroding the value of your assets. Find out how it affects your long-term plans and the useful things you could do to “beat” inflation by downloading this guide.
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You’ve listened to their songs, but did you know the Beatles’ lyrics could teach you some essential financial lessons too? Download this excellent guide to learn more about the Fab Four’s lyrics and improve your finances.
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The collapse of a major US bank sparked fresh fears of another global banking crisis in March. Markets around the world have been volatile as concerns over persistent inflation remain – here are the key factors that affected the global economy in March 2023.
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Securing a mortgage can be difficult if you’re self-employed. It’s estimated lenders considered just 65% of self-employed mortgage applications to be affordable at the end of 2022. If you’re an aspiring homeowner, these tips could be useful.
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Norway’s sovereign wealth fund will use its shareholder power to encourage companies to be more proactive when tackling ESG issues like climate change and human rights. Find out how active ownership works here.
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It's essential you have a will in place, though many in the UK don't have one. Here, you can discover why writing and updating a will should be a priority task.
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Half of people in the UK say pension information is “overwhelming”. Working with a financial planner could give you confidence about your retirement and a clear plan to follow. Here are four reasons why working with a professional could be useful.
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