Traditionally, families have passed on wealth through an inheritance. Yet, choosing a “living legacy”, where you pass on assets during your lifetime, could benefit both you and your loved ones. Read this useful guide to discover the key benefits of choosing a living legacy, as well as the potential downsides.
Read MoreThere are several ways you could access your defined contribution pension to create an income in retirement. This handy guide explains what you need to know about the four main options so you can start to consider how to use your pension to fund the next stage of your life.
Read MoreIf you’ve put off incorporating ESG factors into your investment plan because you’re worried it’d harm returns, new research could put your mind at ease. In fact, a study indicates that companies with strong ESG ratings could deliver higher returns.
Read MoreLabour has indicated it will move forward with previously proposed plans to prevent landlords from letting out properties that have a poor Energy Performance Certificate (EPC) rating. If it could affect you, your EPC is typically a good place to start when reviewing how to improve your property’s energy efficiency.
Read MoreRising house prices mean many homeowners are allocating a larger portion of their income to mortgage repayments than they were just a few years ago. Assessing your affordability when taking out a new mortgage deal could help you understand what’s right for your budget.
Read MoreThe rate of inflation has stabilised and is near the Bank of England’s 2% target. Yet, inflation solutions are still likely to be an important part of your long-term financial plan, and overlooking it could mean you face a shortfall.
Read MoreTaking the plunge and retiring can be daunting. After all, it could represent a huge change to your lifestyle. If nerves are holding you back, setting out your retirement goals as part of your financial plan could give you the confidence boost you need.
Read MoreIf investment market volatility makes you feel nervous, it could lead to you making decisions that don’t align with your long-term financial plan. These three pieces of data demonstrate why taking a long-term view and remaining calm is often the best course of action.
Read MoreSaving a deposit to buy your first home might seem like a daunting task. Download your copy of this practical guide to discover what you need to know and pick up some handy tips that could help you become a proud homeowner.
Read MoreThe world’s most successful investors are known for consistently delivering above-average market returns, and they offer practical lessons that could guide your approach to investing too. Discover some powerful investment lessons by downloading your copy of this useful guide.
Read MoreThousands of athletes are descending on Paris for the 2024 Olympics this summer. It’s not just natural talent and a dedication to training that’s helped them reach this incredible goal, but their mindset too. Discover some of the powerful Olympic lessons you could apply to managing your finances in this useful guide.
Read MoreGeneral elections taking place around the world, including in the UK and France, led to some market volatility in June 2024. Find out how your portfolio may have been affected and other factors that influenced the market.
Read MoreResearch suggests a third of homeowners haven’t remortgaged when their deal came to an end, and their monthly repayment could be far higher as a result. Find out why and what you need to consider when your mortgage end date is nearing.
Read MoreAround 1.35 million people were affected by the tapering of the Personal Annual Allowance in 2023/24. It could mean their Income Tax bill was higher than expected because they fell into the 60% tax trap.
Read MoreA chance to take a glimpse into the future could help you make better financial decisions that support your long-term goals. The good news is you don’t need a DeLorean to “time travel”; a financial plan could help you see the potential outcome of your decisions too.
Read MoreResearch suggests that your childhood may have a huge impact on your money mindset as an adult. Indeed, financial habits could be formed by the time you’re seven. While it can be difficult to change potentially harmful habits, it’s not impossible.
Read MoreOne of the key benefits of a tailored financial plan is that it could help you reach your goals, whether you want to retire early or see more of the world. Find out how working with a financial planner could help you make decisions that align with your aspirations.
Read MoreGetting the most out of your retirement is about more than organising your finances. Finding your purpose and considering what makes you happy could help you enjoy the next chapter of your life. Discover some of the steps you can take to embrace retirement.
Read MoreReviewing mortgage options can be overwhelming, whether you’re a first-time buyer or are expanding your property portfolio. This handy guide covers the essentials you need to know when you’re comparing different deals to help you find the one that’s right for you.
Read MoreAs a business owner, you might want to extract profits from your business to support your current lifestyle and your long-term goals. Read this article to discover the three main routes and the potential tax implications you may need to factor into your decision.
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