The end of the tax year is approaching and some key allowances will reset. Find out more about five useful tax allowances that could reduce your overall tax bill and form part of your financial plan.
Read MoreThe end of the tax year is approaching and some key allowances will reset. Find out more about five useful tax allowances that could reduce your overall tax bill and form part of your financial plan.
Read MoreWhen you’re planning your retirement, there might be some “known unknown” factors you need to consider, such as how inflation may affect your income needs. Discover three variables that could change your sustainable pension withdrawal rate.
Read MoreResearch seeking to uncover the secret to happiness in retirement has found a common theme – financial stability. For many, that doesn’t mean generating huge sums, but understanding their income. Discover some of the reliable income sources you might receive in retirement and how financial planning could help.
Read MoreEmotional resilience could mean you’re better prepared to handle stressful situations, including financial ones. So, discover some steps you may take to improve your financial resilience.
Read MoreTraditionally, families have passed on wealth through an inheritance. Yet, choosing a “living legacy”, where you pass on assets during your lifetime, could benefit both you and your loved ones. Read this useful guide to discover the key benefits of choosing a living legacy, as well as the potential downsides.
Read MoreThere are several ways you could access your defined contribution pension to create an income in retirement. This handy guide explains what you need to know about the four main options so you can start to consider how to use your pension to fund the next stage of your life.
Read MoreIf you’ve put off incorporating ESG factors into your investment plan because you’re worried it’d harm returns, new research could put your mind at ease. In fact, a study indicates that companies with strong ESG ratings could deliver higher returns.
Read MoreLabour has indicated it will move forward with previously proposed plans to prevent landlords from letting out properties that have a poor Energy Performance Certificate (EPC) rating. If it could affect you, your EPC is typically a good place to start when reviewing how to improve your property’s energy efficiency.
Read MoreRising house prices mean many homeowners are allocating a larger portion of their income to mortgage repayments than they were just a few years ago. Assessing your affordability when taking out a new mortgage deal could help you understand what’s right for your budget.
Read MoreThe rate of inflation has stabilised and is near the Bank of England’s 2% target. Yet, inflation solutions are still likely to be an important part of your long-term financial plan, and overlooking it could mean you face a shortfall.
Read MoreTaking the plunge and retiring can be daunting. After all, it could represent a huge change to your lifestyle. If nerves are holding you back, setting out your retirement goals as part of your financial plan could give you the confidence boost you need.
Read MoreIf investment market volatility makes you feel nervous, it could lead to you making decisions that don’t align with your long-term financial plan. These three pieces of data demonstrate why taking a long-term view and remaining calm is often the best course of action.
Read MoreSaving a deposit to buy your first home might seem like a daunting task. Download your copy of this practical guide to discover what you need to know and pick up some handy tips that could help you become a proud homeowner.
Read MoreThe world’s most successful investors are known for consistently delivering above-average market returns, and they offer practical lessons that could guide your approach to investing too. Discover some powerful investment lessons by downloading your copy of this useful guide.
Read MoreThousands of athletes are descending on Paris for the 2024 Olympics this summer. It’s not just natural talent and a dedication to training that’s helped them reach this incredible goal, but their mindset too. Discover some of the powerful Olympic lessons you could apply to managing your finances in this useful guide.
Read MoreGeneral elections taking place around the world, including in the UK and France, led to some market volatility in June 2024. Find out how your portfolio may have been affected and other factors that influenced the market.
Read MoreResearch suggests a third of homeowners haven’t remortgaged when their deal came to an end, and their monthly repayment could be far higher as a result. Find out why and what you need to consider when your mortgage end date is nearing.
Read MoreAround 1.35 million people were affected by the tapering of the Personal Annual Allowance in 2023/24. It could mean their Income Tax bill was higher than expected because they fell into the 60% tax trap.
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