Around 1.35 million people were affected by the tapering of the Personal Annual Allowance in 2023/24. It could mean their Income Tax bill was higher than expected because they fell into the 60% tax trap.
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A chance to take a glimpse into the future could help you make better financial decisions that support your long-term goals. The good news is you don’t need a DeLorean to “time travel”; a financial plan could help you see the potential outcome of your decisions too.
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Research suggests that your childhood may have a huge impact on your money mindset as an adult. Indeed, financial habits could be formed by the time you’re seven. While it can be difficult to change potentially harmful habits, it’s not impossible.
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One of the key benefits of a tailored financial plan is that it could help you reach your goals, whether you want to retire early or see more of the world. Find out how working with a financial planner could help you make decisions that align with your aspirations.
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Getting the most out of your retirement is about more than organising your finances. Finding your purpose and considering what makes you happy could help you enjoy the next chapter of your life. Discover some of the steps you can take to embrace retirement.
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Reviewing mortgage options can be overwhelming, whether you’re a first-time buyer or are expanding your property portfolio. This handy guide covers the essentials you need to know when you’re comparing different deals to help you find the one that’s right for you.
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As a business owner, you might want to extract profits from your business to support your current lifestyle and your long-term goals. Read this article to discover the three main routes and the potential tax implications you may need to factor into your decision.
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There are signs that economies are overcoming inflation challenges and recession risks. Find out what may have affected investment markets and your portfolio in March 2024.
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Your pension usually sits outside of your estate, so it could present a way to tax-efficiently pass on wealth when you pass away. Yet, many people aren’t aware, and it could mean some haven’t taken steps to name a beneficiary. Read this article to discover why your pension should be part of your estate plan.
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The State Pension has increased by 8.5% in 2024/25. With the Personal Allowance and Income Tax thresholds frozen until 2028, more pensioners might need to consider how their rising income could affect their tax liability.
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A survey of financial advisers has revealed that running out of money is one of the biggest retirement fears. Seeking professional advice could help you feel more confident about your finances and decisions.
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Over the last few months, you’ve read about some of the areas you might want to consider if you’re nearing retirement, such as whether you’d like to phase into retirement and your lifestyle goals. Now, read about how financial planning could help you bring everything together.
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What do you need to do to invest successfully? Choosing the “right” assets might come to mind first. However, one important aspect you might overlook is your behaviour and mindset. Read our useful guide to discover which investment behaviours could improve outcomes.
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If you want to know how the 2024 Spring Budget affects you, here are all the winners and losers from the chancellor’s latest fiscal announcement.
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The chancellor has delivered the government’s Spring Budget. Here’s a useful summary of the key measures Jeremy Hunt announced in his statement.
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You’re probably familiar with ABBA classics like ‘Dancing Queen’ and ‘Waterloo’, but did you know the Swedish band’s songs contain some valuable financial planning lessons? You can download this useful guide to learn more about the iconic foursome and the surprising things you could take from their lyrics.
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If you’re nearing retirement, how you access your pension is an important decision. One of your options may be to purchase an annuity to create a regular income. This useful guide explains what you need to know to assess if an annuity could be right for you.
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The end of the 2023/24 tax year is just weeks away. With many allowances resetting, here are seven you might want to review your use of before 5 April 2024 to potentially reduce tax liability and help your money go further.
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With interest rates higher than they have been in the last decade, finding a mortgage deal that’s right for you could save you money over the long run. Read this blog to find out how you could improve your chances of securing a competitive interest rate.
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While financial planning often starts with your aspirations and long-term plans, getting to grips with numbers, like your income and value of assets, is essential. It could help you create a realistic financial plan that supports your goals.
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