While the chancellor cut National Insurance rates in the Autumn Statement, “stealth taxes” could mean your tax liability still increases in the coming years. Find out why here.
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A survey suggests millions of pension savers have never updated their contributions, investment choices, or target retirement date. It could mean they’re missing out on potential pension growth, leaving their retirement less secure.
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In 2023/24, your pension Annual Allowance is up to £60,000 compared to £40,000 in the previous tax year. If you haven’t reviewed whether it could be worthwhile to increase your contributions following the rise, read this article to discover why it could be financially savvy.
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If you’re planning your retirement, one of the first questions you might want to consider is: how will you retire? A phased approach could help you strike a work-life balance that suits you and might offer other benefits too.
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These 10 bucket list-worthy destinations might inspire you to start planning your next holiday, whether you want to go on an adventure or unwind in paradise. If you love to travel and experience new cultures, this guide is perfect for you.
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Your home may be one of the largest assets you have. With property wealth often inaccessible, you may be considering using equity release to unlock some of the money tied up in your home.
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Your home may be one of your largest assets and could play a crucial role in your long-term finances. There’s more than one way to unlock property wealth later in life, including downsizing and equity release. Find out more about these options here.
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While you can choose to write a will without professional legal advice, it may mean you’re more likely to make a mistake. With Will Aid taking place in November, it might be the perfect time to write a will if you haven’t already done so.
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Figures suggest more people are gifting assets to loved ones to reduce a potential Inheritance Tax bill. However, while it might seem like a simple solution, there are factors you may want to consider first.
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The majority of people say financial security is their biggest retirement dream. With so many other goals dependent on money, it’s not surprising. Yet, research suggests reality could fall short for some retirees.
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Pension reforms mean you could save more into your pension tax-efficiently. The change has spurred some high earners to return to work or consider working for longer. Find out why you might want to review your retirement plan here.
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Once you’ve created a financial plan, reviews become an important part of keeping you on track. Read three reasons why they play an essential role in managing your finances here.
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Withdrawing a flexible income from pensions has become a popular option among retirees. Yet, it comes with challenges too, and you may need to consider how to balance short- and long-term needs. This useful guide explains some of the key factors you might want to consider before you start taking an income.
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There’s more than one way to pass on wealth to your loved ones to help them reach their goals. This useful guide explains the pros and cons of gifting, using a trust, and leaving an inheritance. It could help you pass on assets effectively to support the next generation.
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While lifespans have increased, a longevity expert says focusing on health and wellbeing in your later years is just as important. Daily habits to improve your mental and physical health could boost your “healthspan”.
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As property prices have increased, more people are thinking of using buy-to-let to build long-term wealth. But before you purchase a second property, read about three essential taxes you need to understand.
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There are lots of myths about Inheritance Tax that could lead to your loved ones suffering a larger bill than you expect. Discover seven common misconceptions and what you need to consider to effectively pass on wealth here.
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Government spending on the State Pension is predicted to soar over the coming decades. It could lead to significant challenges for retirees, with half of those under 50 believing the State Pension may not provide an income when they retire. Find out more here.
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While a common retirement fear is spending too much, underspending is a challenge too. For some retirees, being too frugal could mean they miss out on enjoying the next chapter of their life despite working hard to create financial security.
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While investing could help grow your wealth, it does come with risks. Assessing how much risk is appropriate for you is crucial, so learn five important questions to help you create an accurate risk profile.
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