US tariffs and growing uncertainty in Ukraine led to volatility in investment markets in March 2025. Find out what else may have affected the performance of your investments.
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Equity release could unlock some of your property wealth to fund retirement or other large expenses. While it can be tempting to start planning how you’ll use the money, there are some key things you need to know first.
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The fear of running out of money in retirement might mean you hold back plans and can’t fully enjoy this stage of your life. Read about five strategies that you might use as part of your retirement plan to reduce the risk of spending too much too soon and achieve peace of mind.
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From April 2027, pensions will likely be included in estates when calculating Inheritance Tax liability. The potential upcoming change has led to more than half of UK adults planning to adjust their retirement or estate plan. If you’re concerned, there are options, but it’s important to take the time to understand the potential implications.
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According to a survey, you need an annual income of £213,000 to be considered “wealthy”. While financial abundance is often associated with wealth, other areas of your life might contribute to a rich life too, so redefining how you think about wealth could be valuable.
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You might associate a financial plan with being more frugal. Yet, there are times when spending more could make sense, especially if it supports your goals and wellbeing. Find out why your financial plan could encourage you to increase your outgoings.
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The current tax year will end on 5 April 2025. When the new tax year begins, many allowances will reset, so you might want to check if you could benefit from using these seven to make your finances more efficient and reduce your overall tax bill in 2024/25.
Read MoreThe end of the tax year is approaching and some key allowances will reset. Find out more about five useful tax allowances that could reduce your overall tax bill and form part of your financial plan.
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The end of the tax year is approaching and some key allowances will reset. Find out more about five useful tax allowances that could reduce your overall tax bill and form part of your financial plan.
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When you’re planning your retirement, there might be some “known unknown” factors you need to consider, such as how inflation may affect your income needs. Discover three variables that could change your sustainable pension withdrawal rate.
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Research seeking to uncover the secret to happiness in retirement has found a common theme – financial stability. For many, that doesn’t mean generating huge sums, but understanding their income. Discover some of the reliable income sources you might receive in retirement and how financial planning could help.
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Emotional resilience could mean you’re better prepared to handle stressful situations, including financial ones. So, discover some steps you may take to improve your financial resilience.
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A financial plan isn’t a one-size-fits-all solution. Instead, to get the most out of it, it should be tailored to your circumstances and goals, and consider your financial worries. Find out more here.
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Traditionally, families have passed on wealth through an inheritance. Yet, choosing a “living legacy”, where you pass on assets during your lifetime, could benefit both you and your loved ones. Read this useful guide to discover the key benefits of choosing a living legacy, as well as the potential downsides.
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There are several ways you could access your defined contribution pension to create an income in retirement. This handy guide explains what you need to know about the four main options so you can start to consider how to use your pension to fund the next stage of your life.
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If you’ve put off incorporating ESG factors into your investment plan because you’re worried it’d harm returns, new research could put your mind at ease. In fact, a study indicates that companies with strong ESG ratings could deliver higher returns.
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Labour has indicated it will move forward with previously proposed plans to prevent landlords from letting out properties that have a poor Energy Performance Certificate (EPC) rating. If it could affect you, your EPC is typically a good place to start when reviewing how to improve your property’s energy efficiency.
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Rising house prices mean many homeowners are allocating a larger portion of their income to mortgage repayments than they were just a few years ago. Assessing your affordability when taking out a new mortgage deal could help you understand what’s right for your budget.
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The rate of inflation has stabilised and is near the Bank of England’s 2% target. Yet, inflation solutions are still likely to be an important part of your long-term financial plan, and overlooking it could mean you face a shortfall.
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